Medicare Supplement Plan N: What Does It Cover?
Medicare Supplement Plan N is the commonest and most used form of supplemental insurance coverage in the United States. It replaced the original Medicare plan, which was mainly used to cover hospital expenses only. Medicare Supplement Plan N pays 100 percent of the original Medicare Parts A and B coinsurance, with two exceptions. You’re responsible for covering: This link
Medicare Supplement Plan N offers significant medical benefits and at the same time provides you with peace of mind because it reduces the risk of Medicare’s rising prescription drug costs. Medicare Supplement Plan A requires a lot less outlay than some other Medicare options; however, the additional expense is absorbed by the insurance company, not you. Medicare Supplement Plan N is also designed to help seniors who became disabled or eligible for early retirement – they can receive extra benefits based on their needs, rather than their age.
It’s important that if you’re covered under Medicare Parts A and B, you also have Medicare Supplement Plan N. It covers 100 percent all of the costs of your original Medicare coverage, except for coinsurance and charges that are considered “out of pocket”. Medicare Supplement Plan A does not cover the costs of outpatient care. With Medicare Supplement Plan N, you also get special Medicare Supplement Plan options such as extra coverage for “in home” care, respite care and services for Alzheimer’s patients, whom Medicare does not cover.